Privacy Policy

This privacy policy (the “Privacy Policy”) is designed to inform you about the use of information that you provide to XTL US INC. (“kokomark,” “we,” or “us”) through kokomark’s website, products and applications (the “Application”) relating to all the services for the general home consumer electronics purchasing users.

This Privacy Policy covers the treatment of personally identifiable information (“Personal Data”) gathered when you use or access the Application. This Privacy Policy is meant to help you understand what Personal Data we collect, why we collect it and what we do with it. Please read this Privacy Policy carefully before using the Site, as it is essential. It may be printed or downloaded at any time. If you do not agree to the terms of this Privacy Policy, you should immediately stop using our services.

This Privacy Policy applies to all of the services offered by kokomark but excludes any external services with separate privacy policies that do not incorporate this Privacy Policy. Our Privacy Policy does not apply to other companies or organizations advertising our products or services. It may use cookies and other technologies to serve and offer relevant ads.

Collection and use of Personal Data

1. Personal Data
We collect information that you provide when setting up a kokomark account. Such personal information may include information that can be used to identify and/or contact a natural person, such as name and email address.When you participate in our official activities, we may collect your name, contact number, email address, and mailing address to allow us to contact you and distribute rewards.

If you contact kokomark, we keep a record of your communication (Communication Content, email address, contact telephone number, address, etc.) to help solve any issues you might be facing. We may use your email address to inform you about our services, such as letting you know about upcoming changes or improvements to our products and services.

2. Use of Data
When you have access to our applications, we also collect device and network connection information such as IP address, device model, operating system version, unique device identifier and mobile network information, and a running record of how long and how often you have used your device. We collect this personal data in order to provide a better service to all our customers.

We also collect personal data when you visit our applications and use specific functions, such as creating and posting content using the applications, and we collect certain content that you post. In addition, kokomark uses server logs, which process a record of your visits (when you visit the website and from which IP address). These server logs help maintain the server and prevent malicious use (for example, blocking an IP address if it is the source of a DDOS attack.)

3. Use of Cookies and Google Analytics
We use information collected from cookies (text files placed on your computer) and other technologies. Our websites use cookies to remember: Your preferences, such as the site language.

Whether you have logged in to the website Also, some videos embedded in our pages use a cookie to anonymously gather statistics on how you got there and what videos you visited.

Cookies (random-generated numbers to tell us that these visits are from the same anonymous user) are also stored by Google Analytics, the corporate Service which measures how well our websites meet the needs of its users by analyzing how users use the Site.

You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that should you decline the use of cookies, you may not be able to use certain features otherwise available on the Site.

The cookie-related information is not used to identify you personally. These cookies are not used for any purpose other than those described here.

You can opt-out of Google Analytics by installing Google’s opt-out browser add-on and out of interest-based Google ads using Google’s Ads Settings.

Purpose of use
To better fulfill our contracts, process your requests and provide and maintain our services.

We use the personal data we collect from you to understand your experience to provide, maintain, protect and improve applications and develop new products and services.

We protect our website and customers by analyzing account access records to screen for dangerous violations of our terms and conditions.

We maintain this personal data for internal purposes only, to contact you by email, phone, text message, etc. and to ensure that you receive any information you may request from kokomark and to provide you with information about our products and services, company news, changes to our policies or other advertising and marketing information that we think may be of interest to you.

We will seek your explicit and informed consent before using information for purposes other than this privacy policy.

Storage of Data
kokomark does not store or keep the Personal Data held longer than necessary for the purposes for which the Personal Data was processed. Personal Data will be kept until a customer deletes their account. You can contact us to delete your account. After your account gets deleted, kokomark will no longer be able to retrieve the Personal Data.

Privacy for Children
If you are under 18, you must obtain the written consent of your parents or legal guardians to use the Application and other services we provide. The Application is not available to minors, and if we become aware that a child has provided any information to us, we will delete or destroy that information. You can contact us and provide information to enable us to deal with the matter promptly.

Disclosure of Personal Data
Generally, we do not sell, trade, or otherwise transfer your Personal Data to third parties without your explicit and informed consent. We will share your Data with companies, organizations, or individuals outside of kokomark with your explicit and informed consent.

This does not apply to trusted third parties so designated by kokomark, who assist us in operating the Site, conducting our business, or servicing you (“Trusted Third Parties”). We may transfer your personal data to trusted third parties with notice to you, which may be in the form of an update of the third party’s relevant information in the privacy policy. We will only transmit your Personal Data to Trusted Third Parties following their agreement and commitment to keep all Personal Data confidential. This Personal Data is given to Trusted Third Parties based on our instructions and in compliance with our Privacy Policy and any other confidentiality and security measures.

Such third parties include:

Managing email addresses and sending messages

These services provided by third parties make it possible to manage a database of subscription-based email contacts to communicate with customers via email. The services are used to collect data concerning the date and time when the customer views the mail and when the user interacts with incoming mail, such as by clicking on links included in the email.

Interaction with external social networks and platforms

The Site allows for direct interaction with external social networks or platforms outside our control. The interaction and information obtained by this Application are always subject to the user’s privacy settings for each social network. We are not responsible for the security or privacy of any information collected by other websites or services. Information collected by third parties, including location data or contact details, is governed by their privacy practices. You should exercise caution and review the privacy statements applicable to third-party websites and services. If a service enabling interaction with social networks is installed it may still collect traffic data for the pages where the Service is installed, even when customers do not use it.

The Facebook Like button and social widgets are services allowing interaction with the Facebook social network provided by Facebook, Inc. Personal Data collected: Cookie and Usage Data. To opt-out of activity-based ads on Facebook, visit your Facebook Ad Settings.

The Instagram Like button and social widgets are services allowing interaction with the Instagram social network provided by Instagram, Inc. Personal Data collected: Cookie and Usage Data. To opt-out of activity-based ads on Instagram, visit your Instagram Ad Settings.

We use various security measures to maintain the safety of your data. We take great care to ensure that your Personal Data is stored securely on our servers. We follow the standards generally accepted in the industry to protect Personal Data submitted to us. In particular, we: When transmitting data, we encrypt many of our services using SSL (Secure Sockets Layer). When a browser attempts to access a website that is secured by SSL, the browser and the web server establish an SSL connection using keys. SSL creates a secure connection by establishing an encrypted connection. Hashing is used when storing passwords. Hashing is a one-way function in which a hashed value cannot be reversed to obtain the password. Only an encryption key can decrypt the password. Only the hashed password is stored by kokomark. We review our information collection, storage, and processing practices, including physical security measures, to guard against unauthorized access to systems. We restrict access to Personal Data to our employees, contractors, and agents who need to know that information to process it for kokomark and are subject to strict contractual confidentiality obligations. However, it is essential to note that no method of transmission or storage via the internet is 100% secure. Thus we cannot guarantee the security of your Data submitted via the Site. We aim to maintain our services to protect Personal Data from accidental or malicious destruction. As a consequence, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems.

We allow you to “opt-out” of having your Personal Data used for certain purposes. These “opt-out” opportunities include, by way of example only, the possibility to opt-out receiving the kokomark newsletters if you no longer wish to receive them, by following the instructions included in each communication, or by contacting us in the manner as described in the section of this Privacy Policy entitled “Contact Information.”Changes to our Privacy Policy We may amend this Privacy Policy from time to time as we add new features and services to the Application, as laws change, and as privacy and security practices evolve. We regularly review our compliance with our Privacy Policy. When we receive formal written complaints, we will contact the person who made the complaint to follow up. We work with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints we cannot resolve directly with our customers. Should we change our Privacy Policy, we will notify you of any material changes by posting them to the Site and other places we deem appropriate for informing you. It is strongly recommended to check this page often, referring to the last modification date listed at the bottom. In case of significant changes, you will be provided with a notice (such as an email notification). We will in any case not reduce your rights under this Privacy Policy without your explicit and informed consent. If a user objects to any of the changes to this Privacy Policy, the user must cease using this Application and can request that kokomark erase the Personal Data. Unless stated otherwise, the then-current Privacy Policy applies to all Personal Data kokomark has about users. All prior versions of this Privacy Policy will be kept in an archive for your review upon request.

Applicable law
By visiting this Site, you agree that the laws of the United States, without regard to principles of conflict of laws, will govern this Privacy Policy.

The rights of users
We understand that our customers have different privacy concerns. Our goal is to be clear about what personal data we collect so our customers can make informed decisions. You have the right to access and update information about yourself, which you can do at any time in your account settings, and if you cannot do this yourself, please get in touch with us to assist you. If personal data is incorrect or incomplete, we will endeavor to provide our customers with a quick way to update or delete it by contacting us as described in the section of this Privacy Policy entitled “Contact Information,” and if you request deletion, please be aware that deletion does not necessarily delete all of your User Data on this server. Still, we guarantee that The retained user data will not be linked to your personal information. This may not be the case if the information must be retained for legal purposes. Users have the right to withdraw their consent for the processing of Personal Data or the further processing of Personal Data by kokomark at any time. A withdrawal should be sent to kokomark at the contact information below. In addition to the information contained in this Privacy Policy, you may be provided with additional and contextual information concerning particular services or the collection and processing of your Personal Data upon request. Users have the right at any time to know whether their Personal Data has been stored and can consult kokomark to learn about their contents and origin, verify their accuracy, or ask for them to be supplemented, canceled, updated or corrected, or for their transformation into anonymous format or to block any data held in violation of the law, as well as to oppose their treatment for any legitimate reasons. Requests should be sent to kokomark at the contact information below. Users have the right to lodge a complaint against kokomark with a supervisory authority. More details concerning the collection or processing of Personal Data may be requested from kokomark at any time. Please see the contact information at the end of this Privacy Policy.

Contact information
kokomark is responsible for this Privacy Policy. DATA CONTROLLER AND OWNER: XTL US INC. Thank you for taking the time to read this Privacy Policy. Copyright 2023 XTL US INC. All rights reserved. Updated on 2022/09If you have any questions about this Privacy Policy, the practices of this Site, or your dealings with this Site, please contact us at Website: hours: Monday to Friday, 9:00-18:00

California Privacy
If you are a California consumer, the following information should be of particular interest to you. Under the California Consumer Privacy Act (“CCPA”), you will have the following consumer rights, subject to the conditions outlined in the CCPA law:

The right to notice.
You have the right to be notified of which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.

The right to request.
Under CCPA, You have the right to request that We disclose information to You about Our collection, use, sale, disclosure for business purposes, and share of personal information.

The right to say no to the sale of Personal Data (opt-out).
You have the right to direct Us not to sell Your personal information. To submit an opt-out request, please contact Us.

The right to delete Personal Data.
You have the right to request the deletion of Your Personal Data, subject to certain exceptions. Once We receive and confirm Your request, We will delete (and direct Our Service Providers to delete) Your personal information from our records unless an exception applies.

The right not to be discriminated against.
You have the right not to be discriminated against for exercising any of Your consumer’s rights, including by: Denying goods or services to You Charging different prices or rates for goods or services, including the use of discounts or other benefits, or imposing penalties Providing a different level or quality of goods or services to YouSuggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services”Do Not Track” Policy as Required by California Online Privacy Protection Act (CalOPPA)Our Service does not respond to Do Not Track signals. Your California Privacy Rights (California’s Shine the Light law)Under California Civil Code Section 1798 (California’s Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Data with third parties for the third parties direct marketing purposes. If you’d like to request more information under the California Shine the Light law, and if You are a California resident, You can contact Us using the contact information provided below.

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